Privacy Policy

Privacy Policy

Introduction

Welcome to https://comprehensive-liability-insurance.storysurge.net (hereinafter referred to as “Comprehensive Liability Insurance,” “we,” or “our”). We are committed to maintaining a transparent and secure environment for our users, ensuring their privacy is respected at all times. This Privacy Policy explains how we collect, use, and protect your personal information in accordance with various international data protection laws.

Scope

This policy covers all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to external platforms, applications, or services accessed through links on our site, as each of these has its own privacy policies. We encourage you to review these policies to understand how your data is handled by third parties.

Processing Activities

This policy outlines the practices when users:

  • Utilize our applications and services, granting them access to personalized features.
  • Visit and navigate through our websites linked to this Privacy Statement.
  • Engage with us through various communication channels like email, phone, or text messages/SMS.

Personal Data Collection

We collect diverse categories of personal data, including:

Account and User Information:

  • Registration details such as name, email address, and user ID.
  • Login credentials (hashed and salted for security).

Payment and Financial Details:

  • Billing information used for transactions, including credit/debit card numbers, expiration dates, and CVV codes (encrypted during storage).
  • Bank account information for direct deposits or withdrawals.
  • Financial records related to insurance policies and claims.

Purchase History:

  • Records of products or services purchased through our platform, including quantities and transaction amounts.
  • Order tracking data.

Mobile Device Identifiers:

  • Unique device identifiers (UDIDs) or similar technologies used for device recognition and analytics.
  • Information about the type and version of your mobile operating system.

Location Data:

  • GPS coordinates and other location-based services data, if enabled by users.
  • IP addresses associated with internet connections.

Feedback and Communication:

  • Responses to surveys, feedback forms, or customer service interactions.
  • Email preferences and communication history.

Social Media Integration:

  • Data from social media platforms when users choose to log in through their social media accounts.
  • Profile information shared during interactions on our platform.

Product Interaction:

  • Details about products viewed, searched for, or added to a cart, including product categories and unique identifiers.
  • User ratings and reviews.

Cookies and Tracking Technologies

We employ cookies and similar tracking technologies to enhance user experience and gather analytics data. Cookies are categorized as:

  • Strictly Necessary: Essential for navigating our site and providing core functionality.
  • Preference: Remembering user preferences and settings to customize content.
  • Analytics: Collecting aggregated data on website usage, allowing us to improve our platform.

Users have control over non-essential cookies through our Cookie Manager, enabling them to manage their cookie preferences.

Retention and Deletion of Data

We retain personal data for as long as it is necessary for the purposes specified in this policy or required by law. Once the retention period expires or when the purpose changes, we securely delete or anonymize the data.

Data Security Measures

Comprehensive Liability Insurance implements robust security measures to protect user data:

  • Employing encryption protocols for data storage and transfer to safeguard sensitive information.
  • Engaging secure third-party processing partners who adhere to strict privacy standards.
  • Regularly reviewing and updating our security practices to adapt to emerging threats.

Children’s Privacy

We do not knowingly collect personal information from children under the age of 18. If you believe we have collected data from a minor, please contact us at the details provided below, and we will take appropriate steps to ensure the deletion of such data.

Your Data Rights (Geography-Dependent)

Depending on your location, you may have specific rights regarding your personal data:

  • Access: Request access to the personal information we hold about you.
  • Rectification: Correct or update any inaccurate or incomplete data.
  • Erasure: Ask for the deletion of your data in certain circumstances (e.g., withdrawal of consent).
  • Restriction: Limit our processing of your data under specific conditions.
  • Portability: Receive your personal data in a structured, commonly used format and transfer it to another controller.
  • Objection: Object to the processing of your data for legitimate interests.
  • Non-Discrimination: Be free from discriminatory practices when exercising your data rights.

To exercise these rights or seek further information, please contact our Data Privacy Team using the details provided in the “Contact Us” section.

Changes to Privacy Policy

We reserve the right to update this policy at any time. Any modifications will be posted on this page with an updated revision date. We encourage users to review this policy periodically for any changes.

Contact Us

For privacy-related inquiries, unsubscribe requests, or if you have any data protection questions, please reach out to us:

  • Email: [email protected]
  • Address: [Mailing address] (Please note that this is for correspondence related to privacy matters only)